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The loan for which you are applying involves various disclosures, records, and documents ("Loan Documents"), including this eDisclosure Agreement. The purpose of this eDisclosure Agreement is to obtain Your consent to receive certain Loan Documents from Us in electronic form rather than in paper form. With Your consent, You will also be able to sign and authorize these Loan Documents electronically, rather than on paper.
Before We can engage in this transaction electronically, it is important that You understand Your rights and responsibilities. Please read the following and affirm Your consent to conduct business with Us electronically. For purposes of this eDisclosure Agreement, "eDisclosures" means the Loan Documents related to this transaction that are provided electronically, "You" and "Your" mean the borrower(s) under the applicable loan to which such Loan Documents apply, and "We", "Our" and "Us" mean the applicable mortgage broker(s), loan processor(s), or mortgage banker(s) with whom You are transacting business for such loan(s).
YOUR CONSENT
WITHDRAWAL OF CONSENT
OBTAINING PAPER COPIES
SYSTEM REQUIREMENTS
HOW WE CAN REACH YOU
The undersigned certify the following:
1.I/We have applied for a mortgage loan or currently have a loan with LOANPRO LLC (“Lender”). I/we completed a loan or modification application (“Application”) containing information (as applicable) on the purpose of the loan, the amount and source of the down-payment, employment and income information, and assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the Application or other documents, nor did I/we omit any pertinent information.2.I/We understand and agree that Lender reserves the right to change the mortgage loan or modification review process. This may include verifying the information provided on the Application.3.I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section1014.
AUTHORIZATION TO RELEASE INFORMATION
To Whom It May Concern:
1.I/We have submitted an Application to Lender. As part of the application process, Lender and the mortgage guaranty insurer (if any), may verify information contained in my Application and in other documents required in connection with the loan or modification, either before the loan is closed, a modification is granted, or as part of its quality control program.
2.I/We authorize you to provide to Lender and to any investor to whom you may sell my mortgage, and to the mortgage guaranty insurer (if any), any and all information and documentation that they request for a period not in excess of three months from the date of my/our execution of this Authorization to Release Information. Such information includes, but is not limited to, employment history and income; bank, money market, and similar account balances; credit history; and copies of income tax returns.
3.I/We further authorize Lender to order a consumer credit report and verify other credit information.
4.Lender or any investor that purchases the mortgage, or the mortgage guaranty insurer (if any), may address this authorization to any party named in the loan application. A copy of this authorization may be accepted as an original.
5.Your prompt reply to Lender, the investor that purchased the mortgage, or the mortgage guaranty insurer (if any) is appreciated.
Last Updated: August 15, 2024
This Privacy Policy explains our policies and practices regarding the collection, use, and disclosure of your personal information when you use our Service. It also describes your privacy rights and how the law protects you. By using the Service, you agree to the collection and use of information as described in this Privacy Policy.
We use your personal data to provide and improve the Service. Your privacy and trust are paramount to us.
Words with initial capital letters have specific meanings defined in this section. The same definitions apply whether the terms appear in singular or plural.
For the purposes of this Privacy Policy:
Personal Data:
While using our Service, we may ask you for personal information that can be used to contact or identify you, including but not limited to:
If you provide your phone number, you agree that we may use it for marketing, analytics, and to enhance your experience. By providing your phone number, you also give express written consent for us to contact you via automated calls, SMS/MMS (standard rates may apply), and pre-recorded messages, even if you are on a Do Not Call registry. This consent is not a condition of using Loanpro’s services. You can opt out at any time by replying “STOP” or by contacting us at (949) 752-9777.
Usage Data:
Usage Data is collected automatically, such as your IP address, browser type and version, pages visited, time and date of your visit, time spent on those pages, and unique device identifiers. On mobile devices, we may also collect device type, unique device ID, IP address, operating system, browser type, and diagnostic data.
Information from Third-Party Social Media Services:
You may create an account or log in via platforms like Google, Facebook, Instagram, Twitter, or LinkedIn. If you choose to do so, we may have access to personal data associated with those accounts, such as name, email, activities, and contact lists, used in accordance with this Privacy Policy.
We use Cookies and similar tracking technologies to monitor activity on our Service and improve performance. Types of Cookies may include:
You can adjust your browser settings to refuse Cookies. However, some functionalities may not be available without them.
We may use your Personal Data to:
We may share your Personal Data:
We retain your Personal Data only as long as necessary to fulfill the purposes in this Privacy Policy and to comply with legal obligations. Usage Data is generally retained for shorter periods unless needed for security, functionality improvements, or required by law.
Your information may be processed at our offices or where involved parties operate. By submitting your data, you consent to such transfers, provided adequate security measures are in place.
You have the right to request deletion of your Personal Data. You can update or delete your information by contacting us or adjusting your Account settings. We may retain certain information to meet legal obligations or for legitimate business purposes.
We may disclose Personal Data to comply with legal obligations, protect our rights and property, or ensure user and public safety.
We use commercially acceptable measures to protect your Personal Data, but no method of online transmission or storage is entirely secure. We cannot guarantee absolute security.
We may use third-party services like Google Analytics to understand and improve our Service. For advertising, we may use Google AdSense, DoubleClick, and other partners to show you relevant ads. You can opt out of personalized advertising through various industry opt-out mechanisms.
We partner with third-party vendors (e.g., Google, Facebook) for remarketing to show ads after you’ve visited our Service. You may opt out of interest-based advertising via browser settings, industry opt-out pages, or mobile device settings.
California residents have specific rights under the CCPA/CPRA, including the right to know what we collect, how we use it, and with whom we share it; the right to request deletion; and the right to opt out of the sale or sharing of their information. We do not discriminate against individuals exercising these rights.
Our Service does not currently respond to DNT signals. You can configure your browser to send DNT signals, but we cannot guarantee recognition of these signals.
Our Service is not directed at children under 13. We do not knowingly collect Personal Data from children under 13. If you believe we have, please contact us so we can remove it.
Our Service may link to third-party sites not operated by us. We are not responsible for their privacy practices. Review their privacy policies before providing your data.
We may update this Privacy Policy occasionally. We will notify you by updating the “Last Updated” date and posting the revised policy on this page. Your continued use of the Service after changes are posted indicates acceptance.
If you have questions about this Privacy Policy, please contact us at:
Email: [email protected]
Loanpro was born from a desire to elevate the mortgage experience. We saw an opportunity to merge the best of both worlds: the professionalism and expertise of a large bank with the agility, personalized service, and competitive edge of a boutique firm. Our founders, with over four decades of combined experience, understand the complexities of the mortgage industry. We’ve witnessed firsthand the evolution of lending practices, and we’re passionate about leveraging our knowledge to empower our clients.
At Loanpro, we believe in a “common sense” approach to lending. We don’t just look at numbers; we see people with unique stories and financial goals. Whether you’re navigating the market for the first time, seeking to expand your real estate portfolio, or managing the complexities of self-employment income, we’re here to guide you.
Loanpro LLC Corporate NMLS: 1661535
All loans subject to credit approval. Rates and fees subject to change. In accordance with Section 326 of the USA PATRIOT Act of 2001, LoanPro, LLC NMLS: 1661535 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.